About Us

About Us

About Home Funding Corp.

HFC Corporate OfficeHome Funding Corp is a Direct Lender and has been in business since 1992. HFC was founded by John and Sam Lomen, whom both have over 20 years experience in the Mortgage industry. John Lomen is company CEO and Sam Lomen is Head of Operations. Together, the Brothers, have created a fine tuned Mortgage production team that funds loans on average of 16 days. HFC received its Full Eagle in 1994 and is headquartered in Rancho Cucamonga, CA. We are a progressive company that is committed to assisting our clients with Real Estate financing to achieve their short and long term goals. HFC offers a myriad of flexible mortgage products for clients with a variety of needs, and is committed to help consumers fulfill their dream of home ownership. HFC is a FHA fully endorsed Direct Lender, and supports VA products, has LAPP* authority, USDA, and approves and funds FNMA & FHLMC transactions. HFC is quickly becoming the preferred lender for Consumers, Real Estate Professionals, and Mortgage Consultants in many markets in the West Coast.

LAPP Authority

Rigid Corporate Mentality is not what has made HFC successful. Service, Integrity, and accessibility to your Processors, Underwriters, and even your CEO, support the HFC team. All of our In House Funding Staff is located in our corporate office. Get away from that corporate environment where calling for support only gets you to a phone that is never answered. This is the service that our most valued clients, the Originators, deserve and get with HFC! Get what you’re paying for! Efficiency, Service, Answers, and Closings!

Here is what you can expect with HFC turn times:

  • NEEDS LIST: 24-48 Hours from time full package submitted including disclosures (once needs list is completed, file is turned over to underwriting)
  • UNDERWRITING: 48-72 Hour Turn Time
  • DOCS: 24-48 Hours
  • FUNDINGS: 24-48 Hours

Home Funding Corp mainly a West Coast bank. We currently do business in California, and Nevada. Oregon, Washington, and Hawaii are currently pending licensing. We are also interested in expanding our business to new states as demand grows. We will go after business in new states if a new business opportunity arises, or an existing producing branch would like to plug in to our banking platform.

In California we accept DRE and DOC Mortgage Loan Specialists. Our current business volume consists of 60% purchase business, from our valued Professional Realtor Partners, and 40% refinance business. Home Funding Corp is open to picking up new products if your business demands it. We are looking forward to expanding our business and serving Realtors and Mortgage Loan Specialists in this industry of opportunity.